A student’s Guide to Used Cars

Over the past month, families across the country have been packing their 18-year olds in to cars loaded with suitcases, books and an Argos kettle, and driving them off to University.  

A few weeks in and with University life in full swing, many new students will be thinking about coming home for a visit.

While back in the day National Express Coaches and packed trains were the most common form of student transport, young people today have far greater expectations - and many prefer their own set of wheels.

It’s well documented that with the cost of going to University rising to eye watering levels and student loans barely covering tuition fees and accommodation, many students are opting to live at home and commute in – and this group also need transport.

But what’s the best car to go for – and what do students – and their families – need to consider before taking the plunge?

How much will you really use it?

If you are living off campus, it can be handy to have a car to cart yourself – and your books – to and from lectures. If, however, you are at a campus-based University, a small run around will probably do the job to get home at weekends.

Where will you park it?

If you are living in a city centre or in halls of residence with limited parking, this is a big consideration. Many Universities offer students free parking permits, so make sure you get in there early as they are often limited and it’s a good idea to consider a car with parking assistance.

Affordability

On the face of it, not many students are able to afford a car. However, there are ways that you can cut the costs, to make owning your own set of wheels more affordable than you think.

You’ll really need to shop around to get the best price for the car itself, your insurance and even fuel. A student loan is a cost-effective way to fund your car, providing that you ensure that you leave yourself with enough cash to live on.

You can reduce the cost of your insurance by choosing a car with a small engine and limiting yourself to low mileage. “Black box” policies that safer drivers with lower premiums are also a great option if you don’t drive far. If possible, keeping your car in a car park will also bring about cheaper insurance than parking on a road.

Which car to go for?

Once you have sorted the fundamentals, it’s the fun part – car shopping.

We have three great cars on our forecourt at the moment which would fulfil the criteria of most students.

Kia Picanto

The Kia Picanto is a great little car for students based in town centres. With plenty of space inside, it’s an easy drive as well as being comfortable and reliable.

As a 1.0 litre, it’s small engine means a lower insurance premium and low road tax – and you’ll still get plenty of miles to the gallon.

Renault Clio

At 1.1 litre, the Clio still has a small engine for cheaper insurance and it will do many miles per gallon. The benefit with this model is the integrated SatNav, so it’s great for students who may need to travel to different work placements.

VWPolo

VW’s have a fantastic track record of building safe reliable cars, and the Polo is a great starter car. At 1.2 litres, it has a slightly bigger engine, but it’s still in the low tax low insurance group.